Capital Partnership

Returns backed by real property. No tenants to manage.

Coliving properties generate 2 to 3 times the revenue of traditional rentals. That cash flow is what secures your lending position and pays your returns: on time, every time.

LienSecured positions
FixedMonthly or quarterly
2.1xDebt coverage

Two ways to invest

Choose Your Structure

Whether you want fixed returns or equity upside, there is a structure that fits your goals.

Private money lender

Fixed Returns

Lend on specific properties with lien security, and the full analysis in your hands before you commit a dollar.

  • Fixed returns, paid monthly or quarterly
  • Lien position on the property
  • Terms: 4 to 6 months, 1 to 5 years, or 5+ years
  • No points or origination fees
  • Exit via DSCR refinance, sale, or replacement lender

Equity partner

Own a Stake

Ongoing cash flow, appreciation, and significant tax benefits through accelerated depreciation. Capital returned via refinance, then long-term passive income.

  • Ownership stake, share of net cash flow ongoing
  • Capital return via cash-out refi, sale, or replacement partner
  • Share of appreciation on exit
  • Tax benefits with accelerated depreciation

Sample deal

What a Real Deal Looks Like

Every deal includes the full analysis before you commit a single dollar: zoning verification, market comparables, renovation scope, and cash flow projections from 6+ data sources. We don't guess. We verify.

Numbers are representative of actual deal structures. Every deal is analyzed and shared in full before you fund.

5 BR / 3 BA · Hickory, NC

Purchase price$185,000
Renovation$45,000
Total investment$230,000
Your lending position$180,000
Monthly revenue, coliving$4,250
Term6 months
2.1x coverage Cash flow covers your payment twice over

Your capital is protected

Four Layers of Protection

  1. Lien position

    Your capital is secured by the property itself, in first or second position.

  2. Verified underwriting

    Zoning verification, market comparables, renovation scope, and cash flow projections from 6+ data sources.

  3. The 2 to 3x revenue advantage

    2.1x debt service coverage means the cash flow covers your payment twice over. David provides a personal guarantee on PML positions.

  4. Full transparency before you fund

    No black box. No surprises. No hidden fees. You see every dollar, every month, including receipts.

Common questions

Questions Investors Ask

What's the minimum investment?

PML lending positions typically range from $100K to $180K per single-family deal. Multifamily and portfolio deals are higher. Equity partnerships vary by project.

How do I get my money back?

We start by understanding your goals. Some investors want a short bridge loan and out; others want to stay in long-term. Target timeframes are 4 to 6 months, 1 to 5 years, and 5+ years. PML positions are repaid when the property refinances into a DSCR loan, is sold, or we replace your position with another lender.

What if the property doesn't perform?

The 2.1x debt service coverage means the property generates more than double what's needed to cover your payment. David provides a personal guarantee on PML positions.

How is this different from a syndication?

Syndications pool your money with dozens of investors and lock you in for 5 to 7 years. Here you hold a position on a specific property, and you see every dollar, every month.

Can I reinvest after the first deal?

Absolutely. When your PML loan is repaid, you can roll that capital into the next deal in our pipeline.

Ready to Put Your Capital to Work?

No pitch, no pressure. A 30-minute conversation about your goals, and whether there's a deal that fits.

Request received. We'll reach out within 48 hours to schedule a conversation about your investment goals. Rather talk now? Book a call with David.